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Equity Mutual Fund : Basic Concept


What is Mutual Fund?

  • A Mutual Fund is a pool of money from investors who wish to make money.
  • It invests money in Stocks, Bonds, money market instruments and different types of securities.
  • It is a collection of different investments.
  • It is managed by professional Fund Manager.
  • Mutual Fund is well diversified investment tool.
  • It is a low cost investment option.
  • It may be a tax saving investment vehicle.
  • Investments in Mutual Funds are subject to market risk.


What is Equity Mutual Fund?


Money in this type of Mutual Fund is invested purely in equity / stock market. If you invest in 'Equity Mutual Fund', all your money will be invested in stock/equity market by the Fund Manager. 


Types of Equity Mutual Fund ?

  • Equity-Large Cap: Money is generally invested in stocks of Large Market Capital (> 25000 Crore) like Maruti Suzuki, SBI, Infosys etc.
  • Equity-Small Cap: Money is generally invested in stocks of Small Market Capital (<5000 Crore) like Westlife Development, Hawkins Cooker, Disa India etc.
  • Equity-Mid Cap: Money is generally invested in stocks of Medium Market Capital (> 5000 Crore, <25000 Crore) like Atul, Tata Chemicals, Century Ply etc.
  • Equity-Multi Cap: Money is generally invested in stocks of Large, Medium & Small Market Capital i.e all three category.
  • Equity-Tax Saving: Money is generally invested in different stocks with 03 years of Lock-in period for benefit of Tax deduction under Section 80C of Income Tax in India. 
  • Equity-Thematic or Sectorial Mutual Fund: Money is generally invested in stocks of specific Theme or Sector like Banking, Software, FMCG, Pharma etc.
Simply invest in Equity Mutual Fund of select category as per your goal, time & risk appetite and the fund manager will take care of your investment to grow with handsome return. 

Happy Investing !!! 




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